Corporate Profile

Central States Health & Life Co. of Omaha (CSO) is a mutually owned insurance company specializing in the debt protection market. CSO’s vision is to be the leader in debt protection products by providing innovative solutions and value to its lenders, agents and policyholders.

CSO is uniquely positioned to capitalize on its dual focus of credit life and disability products and debt cancellation programs. These product offerings are extended through an extensive network of sales and training professionals and general agents. A solid history of successful business practice has provided an exceptionally strong financial base – statutory surplus of  $101,000,000 at year end 2006.

With 75 years in the business, CSO supports over 4,400 financial institutions and automobile dealerships and is the top provider of debt protection in the dealer market in the United States. The number of in-force credit life and/or disability policyholders exceeds 225,000 and we process more than 20,000 insurance certificates on a monthly basis. CSO possesses the knowledge and skills required to extend superior service and products to its policyholders and business partners alike.