Diminished Asset Protection

Innovative Dealer Product – Diminished Asset Protection
Accidents can frequently reduce the value of a vehicle, even if the vehicle has been repaired. Often referred to as diminished value, it could negatively impact a customer’s ability to purchase their next vehicle. A solution to this problem is for a dealer to incorporate Diminished Asset Protection (DAP) into their offerings. Such a program can protect customers in case of a vehicle collision accident by providing up to a $5,000 credit towards their next vehicle purchase or lease from the original selling dealer.
CSO has partnered with Safe-Guard Products, the largest provider of protection products in the Finance and Insurance industry, to offer Diminished Asset Protection (DAP).
DAP is a unique, optional protection product designed to help protect customers in case of a vehicle collision accident by providing up to a $5,000 credit towards the customer’s next vehicle purchase or lease from the original selling dealer. For more information on the DAP product, visit: www.safe-guardproducts.com/DAP
Safe-Guard Products has been leading the F&I industry for over 25 years. Safe-Guard offers the products and solutions to the motor vehicle industry and drive customer retention and protect consumers from the perils of ownership. Headquartered in Atlanta, Safe-Guard’s almost 600 employees service retailers, agents, and OEMs, and their nearly 10,000 dealers, and Safe-Guard administers almost 4 million contracts annually. For more information about Safe-Guard, please visit: www.safe-guardproducts.com/about
What is CSO’s role in the Safe-Guard/CSO Diminished Asset Protection Program?
- Provides the Contractual Liability Insurance Policy (CLP) to dealers insuring their risk with the DAP program through our subsidiary Censtat Casualty Company (CCC).
- Along with Safe-Guard, CSO markets DAP to automobile dealerships and general agents.

