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CREDIT
INSURANCE
POLICIES
Click Here This was a big decision for us. We made the
right decision to protect our loan payments
with CSO’s credit insurance.
DEBT
CANCELLATION
PROGRAMS ​
Click Here Our lender’s Debt Cancellation program safeguards our loan.
It’s peace of mind knowing if something happen to either of us,
our loan payments are protected.
DENTAL
VISION AND
HEARING POLICIES ​
Click Here A Dental, Vision and Hearing Policy from CSO
provided us coverage for the services we needed.
MEDICARE
SUPPLEMENT
INSURANCE ​
Click Here We wanted a strong, yet caring company issuing our
Medicare Supplement Policy. CSO provides both.

PRODUCERS

CREDIT UNIONS

Offerings to generate additional loan volume while extending valuable programs to your members.

BANKS & FINANCE COMPANIES

Programs to protect your borrowers and your loan portfolio.

AUTO DEALERS

Products which help protect your customer's loan and vehicle investment.

MEDICARE SUPPLEMENT AGENTS

Support and information on CSO's Medicare Supplement Plans.

“Happy 90th Anniversary CSO from your home office team!”

Who is CSO?

CSO is a mutually owned insurance company with a solid history of successful business practice.  CSO possesses an exceptionally strong financial base and in 2022, CSO and its subsidiaries, Censtat Life Assurance Company and Censtat Casualty Company, were assigned an AM Best Financial Strength credit rating of A- (Excellent)*.  CSO has a diversified product portfolio with a common focus to serve its accounts, policyholders and agents with the highest level of service.

*AM Best’s Financial Strength Rating is an independent opinion of an insurer’s financial strength and ability to meet ongoing obligations to policyholders.  For the latest rating, access www.ambest.com.

Who is CSO?

CSO is a mutually owned insurance company with a solid history of successful business practice.  CSO possesses an exceptionally strong financial base and in 2024, CSO and its subsidiaries, Censtat Life Assurance Company and Censtat Casualty Company, were assigned an AM Best Financial Strength credit rating of A- (Excellent)*.  CSO has a diversified product portfolio with a common focus to serve its accounts, policyholders and agents with the highest level of service.

*AM Best’s Financial Strength Rating is an independent opinion of an insurer’s financial strength and ability to meet ongoing obligations to policyholders.  For the latest rating, access www.ambest.com.

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